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This author editor has created 4 entries.

What is Default Risk?

Businesses face a variety of risks in their normal day to day operations. The least of these risks is not default or credit risk which represents the risk of not receiving cash or other services for the products or services that you sell. While not all companies are exposed to default risk, those that extend credit to customers are and are faced with needing to manage these risks in a variety of different ways. Types of Default Risk There are many examples

A few Tips on Using a Credit Card

Credit cards are one of the most crucial factors in building a long-term credit history and setting yourself up with a solid foundation for future investments like a vehicle or a home. Used wisely, they can open up many doors in life that otherwise would not have been available. So what are the best ways to use your credit card? Here are some tips to show you how. Use Your Credit Card Only for Things You Really Need When buying on credit,

Effective Ways to Save Money for Future Use

Money cannot buy happiness but it can pay for that exotic family vacation or that gorgeous pair of boots, which will make you happy. This is why we all need to save money in order to pay for something, which will make us happy in the future. Money can also come in handy in various situations and no one can deny its importance in our lives. Now the question, which comes to our minds, is how we can

Personal Savings

Whether you are a young teenager who wants to buy tickets to attend that upcoming music concert of your favorite band, a fashionista who wants to buy the latest Prada or a dad who wants to pay his son’s college tuition, everyone needs to save money for some cause. Personal savings are the certain amount of money, which you take out from your income and put it aside to be used for a cause later. This money can be saved in