Welcome to the Fran58 Money Blog

We aim to get people to stop and pay attention to their finances and understand how to make good money management plans and financial decisions. We believe saving money and using your dollar bills efficiently is no rocket science and it can be done by anyone quite easily with the help of a few tips and guideline, which we aim to provide here.

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About Me

Loves to play poker and spend his time talking about money.


This money can be saved in a piggy bank or more securely at a savings account at a bank.


To invest is to allocate money in the expectation of some benefit in the future.


Finance aims to price assets based on their risk level and their expected rate of return.

Tips and Advice

We aim to get people to stop and pay attention to their finances.


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Who Am I
Portrait of smiling asian businessman sitting in front of colleagues

Dave is a young man of 28 who is extremely hyperactive, loves to play poker and spend his time talking about money. Since early teens, he thought that he was “The Man” when it came to money but did not get his act together until 2013 when he bought a house and started living with his wife in New York City.


We believe saving money and using your dollar bills efficiently is no rocket science and it can be done by anyone quite easily with the help of a few tips and guideline

Understanding the Work Environment Revolving Around Nonprofit Sectors in the US

Nonprofits are organizations that work towards helping people in society. Are you Looking for what it feels like to work in such an organization in the US? Here are a few points.


Understanding a Nonprofit

Nonprofit organizations are organizations that work towards helping people through education, research, and other good courses of action. It may be religious issues, schools, trade associations, to mention but a few. These organizations and non-profit recruiters get funding from grants and donations with which they use to fund their operations towards the common good of everyone. In addition, the revenue that these organizations get is immediately pumped back into their respective good course. This means no profits are shared within the organization. If you are looking to help society and utilize your people skills, then the nonprofit sector in the US is probably the best place for you. Also, some of these organizations champion the rights of marginalized groups and or people in need.


Exposure to a Variety of Skills

Working for nonprofit organizations helps broaden the scope of the work that you do. You don’t get to concentrate on one specific skill set, but rather, you are exposed to as many fields as possible. This means employees in nonprofit organizations are not limited to a desk performing only one task. Nonprofits involve various activities and often have fewer employees hence the need to diversify what each employee handles. Also, through diversifying, you get to improve your skills, and in the long-run, your career skills improve. Handling many sectors through the nonprofit organization helps improve skills in the fields one is assigned to handle. Taking on such responsibilities will help shape the path of any career. Experience comes as an added advantage. Experience is what most organizations look for nowadays, and this can come in handy.


Builds on Creativity

Nonprofits often have a lot of work to be done by a few people. This kind of situation helps improve the creativity of employees in the sector assigned. Handling many tasks requires creative thinking. Hence, as an employee goes through various tasks, they are challenged to employ new skills and ideas hence pushing them towards thinking generally. In addition, being creative in a specific field in the nonprofit sector may go a long way in assisting many people, depending on the goals of the organization. There is a rewarding feeling for working for a nonprofit organization in the US. Working for nonprofits poses a certain kind of flexibility that is not found in other normal business operations. The flexibility goes a long way in improving careers while breeding exposure as employees climb up the ladder. Working for nonprofits presents numerous opportunities to serve people all over the globe and in the country as well.

Could your car insurance be working against you? How to differentiate between a good and a bad car insurance policy.

The first thing you need to do once you acquire a car is to buy a good insurance cover. By law, you are required to insure your car, with third party protection being the most basic of covers you must have. Choosing a good insurance policy is not easy as you have multiple things to consider such as the model of the car, your age, how many people drive it, and so on. It is very advisable to read the fine print of any car insurance policy before you choose one, as it might just be the difference between getting your provider to pay or reject your claim in case of an accident. So, what is the difference between a good and bad insurance cover?

Depending on the level of protection you choose, your car insurance policy should be able to give you basic protection for incidences such as loss of your windscreen up to the market value. Should you also lose your personal items following an accident, your insurance policy should cover the costs of replacing lost personal belongings and should pay £300 or more. A bad insurance policy will not give you any of these options and you might end up forking out more money to cover these costs.

You should also look at whether your policy covers moving your car from an accident scene to a repairer. A good policy will provide the option of getting a replacement vehicle you can use for the time being as yours is being repaired. A good policy will provide this as a standard part of your car insurance or, you can have the option of adding it. Be sure to also check whether your policy covers additional costs you might incur should you be unable to get home following an accident. For example, if you were traveling with your family, you might need to sleep at a hotel as you wait to continue with your onward journey. A bad policy will not give you this option as part of your cover and you will have to pay for these costs on your own.

You should also be on the lookout for how much excess accident protection you must buy following an accident. A good car insurance policy will keep this to £100 or less while a bad one will have you pay more money. A good policy will also give you the flexibility of choosing how much to pay towards your claims in exchange for a reduced premium charge. A bad policy will not give you this option and, you will be compelled to pay higher excess fees with no reduction in your premium charges.

Finally, if you need help switching insurances, check out cheaper quotes from moneyexpert.com, get cheap car insurance quotes online.

Taking Out An Online Loan May Be Worth All The Trouble

There are millions of people who struggle from financial hardship and have difficulty paying for the day-to-day living expenses, such as gas, groceries and food. There are people who have experienced unfortunate circumstances, such as job loss, disability or worse, a death of a spouse. When you find yourself in an unfortunate situation, you always want to make sure that you do whatever it is you can do in order to be able to afford the day-to-day expenses. If you have young children in your home, you may have to do whatever it takes in order to be able to properly care for them. Putting yourself in debt may be something that you cannot control, due to having to be forced to survive. Due to the unfortunate situation you are experiencing, you have to try to explore all avenues in order to get out of your situation. Sometimes, taking out an online loan may be one of your best and only options in order to help you and your family survive.


Many people face financial hardship and have trouble being able to afford bills and food. Will you run out of money, it makes it extremely difficult for you to continue to make money. You will need money to purchase gasoline for your vehicle in order for you to find work. You will also need to purchase groceries in order for you to eat and have the energy required to be healthy to work. Many times, people are left in a very unfortunate situation where they have to make a choice. In order to continue to get out of their situation, they may need to make an investment. Taking out an online loan is considered an investment because you have to repay the company in order for you to get what you need to be able to move forward with finding permanent work. Once you find permanent work, you are able to get out of the unfortunate situation and repay your loan.


There are many online loan lenders willing to offer you a loan fast, possibly within 24 hours. Every online loan lender has their own requirements, such as credit score, job longevity, income amount, or previous behavior with other loan companies. It is critical that you take the time to study every online loan lender you are interested in and make sure that their terms are legitimate. Some online loan lenders may require you to send them bank statements, copies of your recent pay stubs and sometimes they even asked for your previous tax return. This online loan lenders sometimes request more than you should have to give up, however the outcome is that you will be able to get a loan, when no other lender will qualify you. Many online loan lenders do not base their qualifications on credit scores, they mostly base it on the ability for you to repay the loan.


Overall, if you are interested in taking out an online payday loan or an installment loan, make sure you take the time to review their terms and regulations before you apply. Also find out what the repayment schedule looks like in order to judge whether it is going to be a good fit for you. Many times, online loan lenders offer extremely high interest rates and many applicants end up defaulting on their loan due to the extremely high interest rate. Fore further information, please visit finance district nz.

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